Case Study Discussions of Community Plans, Capital Plans, & Non-Extractive Financing

 supported by…

Cooperation Humboldt & the Wiyot Tribe  

East Bay Permanent Real Estate Cooperative 

Full Spectrum Capital Partners

Justice Funders

Rhize @ the Mushroom Farm

Loma Prieta Community Foundation

Thriving Resilient Communities Collaboratory

Join an interactive discussion of three case study projects that are using integrated community capital (philanthropic, government, and investment money) for large-scale regenerative community asset development projects in Northern California. This workshop series is a followup to our 2021 learning circle where fifty community and capital stewards discussed successes and challenges of integrated financing for community-driven capital. See the report HERE

The opening session offers a community capital orientation and an overview of the case studies. The following three sessions invite participants to review and discuss a specific case study to work through each of the three main steps that community and capital stewards take to plan and finance non-extractive capital projects. 

The first step (Mushroom Farm & LPCF case studies) is creating a community plan: a visionary project plan for community-based land stewardship that can involve investors, donors, the government, and tribes. The next step (Dishgamu Humboldt case study) is creating an investable capital plan: translating the community plan into the capital stack financial terms that community organizers often aren’t familiar with. The third step (EB PREC case study) is financing the capital plan: navigating the cumbersome financial institution due diligence requirements for grantees & investees that often do not match the type of friendly capital the institutions say they want to flow out to community stewards.  



You’re invited! for one or more 90-minute interactive sessions with optional 30 minute continuing discussion.   

Thurs January 13 11AM PT   Community Capital Orientation     

See recording HERE                    See slides HERE

Hosted by Dr Leslie Meehan & David Cobb 

The opening session discusses what community capital means and then shares the stories of each case study’s community capital journey so far. This is a practical orientation for both community and capital stewards to the ideas and real-life experience of building the solidarity economy on a regional scale.


Wed February 9 11AM PT  Step 1: Creating a Community Plan

Register by clicking HERE

Hosted by South Bay: Mushroom Farm (Ryan Rising) and Loma Prieta Community Foundation (Robin Porter & Dr Leslie Meehan) 

The Mushroom Farm is an active 750 acre property along the San Mateo County coast that has major built infrastructure, a farm growing organic food for mutual aid-based distribution, an onsite event & farm management nonprofit, and visions for for-profit regenerative land use and demo projects. The land is jointly owned by two families and is an opportunity to develop a regional community-benefit revenue-generating resource.

The Loma Prieta Community Foundation is a 40-year-old rural regional resilience hub with a joint school & community land use agreement, dual county & Red Cross asset funding, fiscal sponsorship for 40+  groups, regranting disaster funds, and more. They are launching a new community planning process including a major shared facility renovation. 

This workshop will explore the existing relationships and programs and brainstorm approaches to develop cohesive community plans with potential capital infrastructures.  

Thurs Mar 3 11AM PT  Step 2: Creating a Capital Plan                 

Register by clicking HERE

Hosted by Dishgamu Humboldt (David Cobb & Michelle Vassel)

The Wiyot Tribe (Michelle Vassel), Cooperation Humboldt (David Cobb) and Full Spectrum Capital Partners (Taj James) are creating Dishgamu Humboldt (Love Humboldt in Wiyot), an Indigenous led Community Land Trust that will only invest and develop projects that are a) approved by the Wiyot people, and b) meet the criterion of a restorative economy.  Projects in the pipeline include a carbon-neutral affordable housing project, several ecovillages, a Solidarity Economy Center, and several housing cooperatives. During the workshop, we invite finance experts to help develop the capital plan.

week of Apr 4-7 TBD.   Step 3: Financing the Capital Plan

 Registration Available Soon

Hosted by EB PREC (Annie McShiras, Noni Session) see Esther’s Orbit Room 7th Street Corridor 

This workshop shares EB PREC’s experience and recommendations for raising non-extractive capital. Both community and capital stewards will brainstorm ideas for creating a more productive and successful lending process for capital providers to utilize when investing in communities.  

  • Non-extractive interest rates and term lengths
  • Accessible loan documents that non-lawyers (lay people) can understand
  • Non-extractive expectation of who bears the burden of “risk”. Understanding the difference between perceived vs. real risk (eg, the potential to remove loan Guarantor & securitization requirements)
  • Other legal/technical solutions to current (often cumbersome) processes